A unique system for State Land Development Banks for claiming refinance / reimbursement from NABARD. It generates the entire set of reports as per NABARD formats, computes all claim amounts, provides extensive MIS reports. At last LDB's can claim their rightful dues promptly and correctly!
Reports
Tailor-made for NABARD requirements.Also covers state & central govt. requirements
Generates all the prescribed reports, and more
Online diminishing alance of branch eligibility
Prepares the Statement of Refinance
Extensive MIS, decision support reports on various customizable parameters, and more
Extremely easy to operate - very little training required
Pull-down menus and very user-friendly
Prior computer knowledge not essential
Multiple operators,LAN environment
Adequate security protection
Flexibility
District, branch, scheme codes modifiable
Rate of Interest changeable
Prints Debenture Certificates
Period of reports customizable, and more
With the help of Refinance Management System[RMS] LDB’s can claim refinance more frequently and speedily which leads to interest cost savings. Besides this software will relieve several hands, thus saving costs again. GSCARDB Ltd. has saved hundreds of thousands of rupees through timely claiming of Refinance from NABARD.
Given below is a listing of some important reports generated by MANFIN - RMS
Sr |
Name of Report |
Description and Filters |
Reports for NABARD |
||
1 |
Detailed Statement of Refinance |
Refinance Statement is a particular Scheme-wise - District-wise report which can include all purposes. There is also a skip purpose facility to eliminate any purpose from the sequence, e.g., under NAF scheme NABARD wants the report which excludes Farm mechanization purpose. Scheme/District/Purpose/Sub-purpose/Rate/Period |
2 |
Repayment Schedule (Debenture Statement) |
This statement shows the Repayment Schedule of a particular scheme, District, Purpose, and Sub purpose for a specific rate of interest and time period. [Repayment schedule for flotation of Special Development Debenture] |
3 |
Summary of Repayment Schedules |
This summary statement includes Repayment Schedule of all purposes, all rates, and all repayment period for a particular Scheme and District. Scheme /District /Purpose /Sub-purpose /Rate of Interest / Period Groups |
4 |
Government Statements |
Flotation-wise, purpose-wise breakup of Special Development Debentures. |
5 |
All Repayment Schedules |
Same as report No 2, all possible schedules / debenture statements -by single query. |
6 |
Branch Eligibility |
This statement shows current position of branches' refinance allocation limit , utilization & balance. |
7 |
District-wise Summary |
This statement shows details of contribution of NABARD & Govt. (State & Central) for a particular District and for all schemes and purposes. District /Scheme /Purpose /Rate of Interest /Period |
8 |
Purpose Report |
District /Branch /Village-wise listing of advances for a Particular purpose in detail |
Operational/MIS Reports |
||
9 |
Purpose-wise Summary |
This report provides information of Purpose-wise, District-wise summary of lending for a particular Scheme. Scheme /District /Purpose-wise |
10 |
Category Summary |
This report provides Category-wise, District-wise summary of lending for a particular Scheme. Scheme/District/Category-wise |
11 |
Colour Zone Summary |
This report provides colour- zone-wise, district-wise, purpose-wise summary of lending for a particular Scheme. Scheme /Colour zone / District/ Purpose-wise |
Financial/Earning information Reports |
||
12 |
Weighted Average Yield [DW] |
District-wise average rate of interest and interest- wise breakup of the total advance. |
13 |
Weighted Average Yield [SW] |
Scheme-wise average rate of interest and interest wise breakup of the total advance. |
14 |
Weighted Average Repayment [DW] |
District-wise average period of repayment (maturity) and period-wise breakup of the total advance. |
15 |
Weighted Average Repayment [SW] |
Scheme-wise average period of repayment (maturity) and period-wise breakup of the total advance. |
Performance and Summary Reports |
||
16 |
Scheme Summary |
District-wise advances under various schemes |
17 |
Purpose Summary |
District-wise summary of detailed purpose report (As per NABARD requirement) |
18 |
Performance rank list |
Ranking of districts on the basis of performance [Purpose-wise lending, No. of Borrowers and No. of Accounts.] |
19 |
Rank Summary District-wise |
Ranking of districts on the basis of Weighted Average Yield and Repayment Period on advances |
20 |
Rank Summary Scheme-wise |
Ranking of Schemes on the basis of Weighted Average Yield and Repayment Period on advances |
System Requirements
IBM PC or compatibles, 486+ and Pentiums.
The Software works on MS DOS platform but can run from DOS shell of Windows.
RMS can be stand alone or can be operated on Novel NetWare LAN.